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Two Five-Year Tests for Roth IRA owners

Two Five-Year Tests for Roth IRA owners

Feb 26, 2018 | Individuals

The pros and cons of Roth IRAs, which were introduced 20 years ago, are well understood. All money flowing into a Roth IRA is after-tax, so there is no upfront tax benefit. As a tradeoff, all qualified Roth IRA distributions can be tax-free, including the parts of the...